Why Financial Literacy Matters for High School Students

Posted: February 20, 2025

Let’s Talk Money: Why Financial Literacy Should Be Your New Superpower

Listen, I get it—money management might not sound exciting, but it’s one of the most important skills you can develop right now. Trust me, understanding how to handle your finances while you’re young will make a huge difference in your life later. Here’s why:

1. You Stay in Control
   Life is full of choices—what you do with your money is one of the biggest ones. Knowing how to budget and save puts you in control of your future, instead of letting financial problems control you. Want to avoid unnecessary stress later? Learn the basics now.
2. You’ll Be Ready for College Costs
   Whether you’re thinking about college, trade school, or starting your career, understanding loans, scholarships, and budgeting is key. You don’t want to be caught off guard by expenses—being financially prepared gives you options and freedom.
3. It’s a Life Skill You’ll Use Forever
   Let’s be real—money doesn’t stop being important when you graduate. Building solid financial habits now means you’ll know how to handle the real world confidently, whether saving for a car, an apartment, or even starting a business someday.

Your Next Step: Start by setting one financial goal—something simple, like saving $100 by the end of the month. It’s all about taking small steps and sticking to them. You’ve got this, and I’m here to help you stay on track.

Author:  Christopher Lorence, Executive Director, Labor Community Foundation