Author: Mark Anthony Cruz


Career Spotlight: How Financial Literacy Opens Doors

Want a Better Career? Master Money First! Money skills don’t just help you manage life—they help you build it. Financial literacy isn’t just about budgeting—it’s the key to career success. Here’s why: 💼 Salaries Mean Nothing Without Smart Money Moves – A high paycheck won’t help if you’re drowning in debt. Knowing how to save […]

Posted by Mark Anthony Cruz in Financial Wellness, Uncategorized.


5 Simple Budgeting Tips for Teens and Parents

Smart Spending Starts Now: 5 Easy Budgeting Tips Budgeting isn’t about restriction—it’s about control. Whether you’re a teen managing a summer job paycheck or a parent guiding your child’s financial future, these five simple tips will help you stay on track. 1️. Track Every Dollar – Know where your money is going. Use a budgeting […]

Posted by Mark Anthony Cruz in Uncategorized.


Want Free Money for College? Here’s How to Secure Scholarships

Here’s the truth: Scholarships can be life-changing, but most students don’t take full advantage of them. If you’re serious about college but don’t want massive student debt, let’s get to work. Start Early & Stay Organized Scholarship deadlines sneak up fast. Keep a spreadsheet with deadlines, requirements, and submission links. The sooner you start applying, […]

Posted by Mark Anthony Cruz in Uncategorized.


Building Black Futures: Financial Empowerment for Our Community (Black History Month Special)

Our Legacy, Our Future: Taking Charge of Financial Empowerment Black history is filled with trailblazers who overcame obstacles to create opportunities for future generations. Now, it’s your turn to build a strong financial future. Here’s how financial empowerment strengthens both individuals and communities: Knowledge is Power The more you know about managing money—saving, budgeting, and […]

Posted by Mark Anthony Cruz in Uncategorized.


Why Financial Literacy Matters for High School Students

Let’s Talk Money: Why Financial Literacy Should Be Your New Superpower Listen, I get it—money management might not sound exciting, but it’s one of the most important skills you can develop right now. Trust me, understanding how to handle your finances while you’re young will make a huge difference in your life later. Here’s why: […]

Posted by Mark Anthony Cruz in Financial Wellness.


New Year, New Goals: 3 Financial Habits to Start Now

Get Organized and Take Charge: Build These Financial Habits for Success As we kick off 2025, it’s time to focus on setting goals and creating habits to set you up for success. Whether you’re a student saving for the future or a parent guiding the way, here are three straightforward financial habits to put into […]

Posted by Mark Anthony Cruz in Financial Wellness.